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Insurance for students: The essential policies

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  Anyone who starts studying has a lot to organize: a new apartment, new learning, and a new life. Insurance policies also need to be adapted to this stage of life.pressSplit The essentials in brief: In many areas, students do not need their insurance at all. They are often also insured through their parents. If the study visit occurs in a non-European country, for example, the USA, the statutory health insurance does not cover anything. In this case, private health insurance is recommended. Many students need to take out occupational disability insurance. The younger you get insurance, the cheaper the premiums are. Table of contents Health insurance Health insurance abroad Private liability insurance Occupational disability insurance Supplementary insurance Insurance companies like to advertise to students. The consumer advice centers find it immensely worrying if insurance distributors can even conclude contracts on campus. ...
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These insurances are essential at the end of school

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  For many young people, a new phase of life will soon begin: If you study or train, consider adapting your insurance coverage to the new situation. People who are new to work or studying can find the most critical insurance policies here.pressSplit The essentials in brief: Insurance coverage must be adjusted after school. Students and trainees should insure against existential risks. We list which insurance companies you should clarify now. Table of contents What do I need to know about health insurance? How important is personal liability insurance? Do I need occupational disability insurance? Can household contents insurance make sense? Private pension and life insurance: How can I make provisions for later? Vital if you drive a car After school, young people are on their own – and have to deal with some insurance. That's why you should pay particular attention to things that pose an exceptionally high risk of damage: We re...
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Occupational disability: How to protect yourself against loss of income

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  The loss of work following illness or accident usually also means a significant loss of income. Many people need to be made aware of this. However, you can protect yourself from the financial consequences with good occupational disability insurance. The essentials in brief: Occupational disability insurance is essential for everyone who lives on their own income. An accident or serious illness can cause you major financial problems. The insurance covers a risk that threatens one's existence and, alongside personal liability insurance, is the most critical private insurance. There are no natural alternatives. The conditions of different providers range from "very good" to "poor," and significant price differences are possible. Careful comparisons and independent advice are, therefore, significant. That's why insurance against occupational disability is so important. Anyone who can no longer work in their job due to illness or accident often also faces finan...
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Private liability insurance: an absolute must for everyone!

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  Anyone who causes harm to others through carelessness or carelessness must pay for it. This applies to the red wine stain on the tablecloth and severe accidents and destroyed buildings. Taking out private liability insurance is essential! The essentials in brief: According to the law, you are liable for all damages you have culpably caused to someone else - up to an unlimited amount. With private liability insurance, even gross negligence is also insured. Only damage caused intentionally is excluded. Taking out private liability insurance is essential. The insurance covers a risk that threatens your existence. Who needs what protection? Everyone should take out private liability insurance because it protects against damage that can run into the millions of euros. A distinction is made between the following tariffs: As the policyholder, you are the only one with insurance coverage with a single tax. In the  family tariff,  protection is extended to additional people. Joi...
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